SELF-EMPLOYED?
Self-Employed?
We have a program specifically designed for our Self-Employed clients. Running your own successful business shouldn't stop you from getting a home. The problem with most lenders, as you may know, is that they want to see documentation proving all of your income. When you are Self-Employed, the goal is to pay as little income tax as possible by taking as many write-offs as possible. While this may reduce, or eliminate, the income tax you pay, it also eliminates your ability to prove your income to the bank.
We realize that this is just smart business and have designed Lease To Own programs for clients like you. You will need to prove you are in business and will require some documentation such as Business Licences, Articles of Incorporation, Joint Registry of Stock, etc. You will also need to prove you do not own Revenue Canada any back Income Tax via Revenue Canada Notice of Assessments.
We require a 10% to 15% Non-Refundable Deposit.