Step 1: Work with your lender to provide financing for your home purchase. You can: 

Get pre-qualified

Get pre-approved

Step 2: Select a home

Step 3: Get a ratified sales contract on a home

Step 4: Select the type of mortgage you want

Step 5: Select a lender

Step 6: Apply for a mortgage

Complete loan application

Participate in a loan interview. You can do so either over the telephone, online, or in-person

Review the Loan Interview Materials checklist

Within 3 days of loan application, receive good faith estimate

Receive Truth in Lending Disclosure

Loan submitted for final review

Step 7: Closing

Closing agent reviews whether conditions of loan are met

Make final inspection (walk-through) of home

Closing agent sets closing meeting

Sign documents

Documents recorded