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Search: "Original mortgage"

 
 

Asked 01/12/2009 01:34 pm CT (Griffin, GA)

Hello, I originally had my mortgage through Homebanc and then it was sold to Chase. My original mortgage payment was $1259 per month. Due to a miscalculation in taxes my mortgage payment was increased to $1457.10. Chase told me that my mortgage payment would go back down after 1 year. Unfortunately my mortgage was sold to American Home Mortgage Servicing Inc. It has been over 1 year since my payment went up so I called AHMSI to find out why my payment has not gone back down and they said I am paying the absolute minimum. Is there anything I can do to get my payment back down to what it was when I first bought the house? --Mike Sciacca

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Mike: You should have your servicer send you an analysis of your escrow account from the time the p...

[ Total Answers: 1 ]

 
 

Asked 04/04/2007 08:10 am CT (nashville, TN)

Can I get a home equity loan in my name only if the original mortgage is in my spouses and my name?

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Typically, yes you can...If your spouse's name is on the title of the home, you would both need to s...

[ Total Answers: 1 ]

 
 

Asked 08/07/2006 07:15 pm CT (Marysville, WA)

I purchased a home FHA financing in June of 2000, for $155,000. I have refinanced twice with a FHA mortgage and my new balance is $154,000. My question is, I am trying to get rid of my MIP insurance. Do I have to use my latest refinance date to qualify to have the MIP insurance removed or can I use my original mortgage date? I know the value of my property is well above the requirements to have the MIP removed. Thank You!

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