Kyle Porter

NMLS#: 45445

September Newsletter

Stockton Mortgage Corp.

6263 Poplar Ave., Suite 540
Memphis, TN 38119

Cozy and Whimsical Decor Ideas for the Autumn Season

Your home
There are so many things to love about fall; walking into a warm cozy home at the end of the day is definitely one of them. To experience this magical feeling in your own home, you need some fresh and not-too-serious fall decorating ideas. Is it ever too early to start thinking about your fall décor? If there’s a slight chill in the air while y...

There are so many things to love about fall; walking into a warm cozy home at the end of the day is definitely one of them.

To experience this magical feeling in your own home, you need some fresh and not-too-serious fall decorating ideas. Is it ever too early to start thinking about your fall décor? If there’s a slight chill in the air while you enjoy a pumpkin spice anything, it’s time to get decorating.

Go Traditional…or Not

There’s nothing more autumnal than pumpkins, gourds, and acorns, but they aren’t the only items to give your home a seasonal look.

For a quirky twist, center your fall decorations on woodland creatures this year. A mantel of baby fox figurines hiding amongst a row of pine cones can add a touch of whimsy everyone will enjoy.

You could also opt to change up the color scheme. Use traditional pumpkins and ears of dried corn in your tablescape, but mix them with white linens and pure white floral touches to calm the spicy fall colors.

Make It Vintage

Vintage items can offer cozy, unique touches throughout the home. There’s something about an old stoneware crock that says fall, especially when it’s filled with a bouquet of autumn-hued flowers.

Find vintage linens, dishes, and utensils to disperse throughout all of your favorite decorating spaces. Wooden spoons in the living room? Why not? Gather a bundle of warmly-worn spoons, tie them with natural twine, and nestle them in a display of autumn candles and miniature pumpkins for instant gratification.

Swap Out Your Pillows

Nothing says “let’s cuddle” like tossing soft, comfortable pillows and blankets on the couch. A quick way to change the décor is to trade those designer-selected pillows for some cute fall-inspired ones.

If seasonal graphics aren’t your thing, don’t worry. Choose pillows and blankets with touchable textures and colors that remind you the nights are getting colder.

Pile Up the Pumpkins

One pumpkin is nice; two are better. A whole wagon full of pumpkins in your living space—well, that’s just genius.

If you really want to increase the whimsy factor this fall, go for the gourds. Stack up a pile of pumpkins on an entry table, a mantel, or in front of a non-working fireplace. Choose a variety of colors, types, and sizes to give your pumpkin pile more interest. Including different shapes will also make it easier to build a sturdy structure.

Hang a Wreath (or Two) Indoors

Even if you have nothing but a single wreath on the door, your front porch feels dressed for fall. Imagine what a wreath can do inside the house.

Place a fall wreath over the fireplace or above the table in your entryway. Nestle a coordinating collection of candles, nuts, and fall greenery for a quick and easy fall display. You can even place a wreath in the middle of your dining room table to anchor your centerpiece in a fun and fabulous way.

Have Some Fall Fun

If you want your home to look cozy and whimsical this fall, the most important piece of decorating advice is to be yourself and have fun. When you feel happy and comfortable about the way your home looks, others will, too.

8 Tips to Prepare Your Finances for a Recession

Finances
Are you worried about a potential recession? If so, you're not alone. While there's no way to know when or if a recession will happen, it's important to be prepared just in case. Here are eight tips to help you get your finances in order. Make a Budget and Stick to It   One of the best ways to brace for a recession is to create a budget and stick to ...
This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

Are you worried about a potential recession? If so, you're not alone. While there's no way to know when or if a recession will happen, it's important to be prepared just in case. Here are eight tips to help you get your finances in order.

Make a Budget and Stick to It

 

One of the best ways to brace for a recession is to create a budget and stick to it. This will help you ensure that your expenses align with your income and that you're not overspending. Make sure you maintain an emergency fund in case you lose your job or have other unexpected expenses.

Review Your Debt Situation and Try to Pay Off High-Interest Debt First

 

If you have debt, now is a good time to look closely at your debt situation. Create a list of your debts, including the interest rate and monthly payment. Then, pay off the debts with the highest interest rates first. This will save you cash and help you get out of debt faster.

Invest in Yourself

 

Investing in yourself is one of the best things you can do for your finances. Take concrete steps to improve your education and career prospects. For instance, you might take a course or get a certification in a field that interests you. This will make you more marketable and help you bounce back if you lose your job during a recession.

Live Below Your Means

 

During a recession, it's important to live below your means. Spend less than you earn while saving and investing the balance. It can be difficult to change your spending habits, but doing so will help you weather the economic downturn.

Have a Plan B

 

No one knows what will happen during a recession. As such, it's important to have a plan B in case you lose your job or face other financial challenges. This might include having a side hustle or investing in some passive income streams. That way, you'll have something to fall back on if you experience a loss in income.

Diversify Your Investments

 

If you have investments, make sure to diversify them. This means having different assets, such as stocks, bonds, and cash. That way, if one type of investment loses value, the others might not. Diversifying your portfolio will protect you from market fluctuations.

Stay Informed About Current Economic Conditions

 

It's important to stay informed about current economic conditions. This will help you make better financial decisions and prepare for the future. You can use several resources to keep up-to-date on the latest news, such as the Wall Street Journal or CNBC.

Stay Disciplined with Your Finances

 

Finally, staying disciplined with your finances during a recession is important. Continue sticking to your budget, paying off debt, and saving money. Doing so will help you weather the economic downturn and come out ahead financially.

Always Be Prepared for a Recession

Observing these tips will help you prepare your finances for a potential recession. While there's no guarantee that a recession will happen, it's always better to be safe than sorry. So take some time to review your financial situation and make sure you're as prepared as possible.

This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

Preparing for a Long Road Trip? 4 Essentials to Pack for the Journey

Personal Interest
There’s nothing quite like the freedom of the open road. Long road trips can be great opportunities for bonding with others and making lifelong memories. Whether you are embarking on a trip for vacation, moving, or just getting where you need to go, you should be prepared for the trek. Here are 4 essentials to pack for any long road trip: 1. Snacks ...

There’s nothing quite like the freedom of the open road. Long road trips can be great opportunities for bonding with others and making lifelong memories. Whether you are embarking on a trip for vacation, moving, or just getting where you need to go, you should be prepared for the trek.

Here are 4 essentials to pack for any long road trip:

1. Snacks

Snacks are an absolute must-have on any road trip. The right snacks help bridge the gap between meals and keep energy levels high. If you forget to pack snacks, you may find yourself stopping more than you want to and spending more than you anticipated. A few good snacks to consider for your road trip include:

  • Nuts
  • Dried fruit
  • Chips
  • Candy
  • Trail mix
  • Granola bars

For extra long hauls, you can also pack a cooler and keep perishable food and drinks. Either way, snacks are a good solution to keeping everyone energized for the whole trip.

2. Navigation App and Maps

Nothing can derail a road trip faster than a wrong turn. Heading the wrong way, even for a short period of time, can add hours to your trip. In remote parts of the country, a wrong turn can even turn out to be dangerous. Make sure to plan your route ahead of time, but also bring a good navigation app as well as a backup map.

Navigation apps are convenient and user-friendly, but you should be prepared for a lack of service or a dead battery. Paper maps don't require any technology or power and can be real lifesavers when you need them the most.

3. First Aid Kit

As a general rule of thumb, you should prepare for the unexpected on long road trips. One of the best ways to do this is by packing a first aid kit. You never know when you or someone you are traveling with will experience an injury or medical emergency.

Especially if you are traveling through an area far from help, a first aid kid can be a literal lifesaver. Aside from emergencies, first aid kits are nice to have in case someone gets a paper cut, headache, or minor injury.

Today’s first aid kits are affordable and compact, so they can easily fit into your vehicle without sacrificing too much valuable space. In addition, most items in first aid kits are good for years, so you can use the same kit repeatedly if you keep it stocked.

4. Car Chargers

Between food, navigation, and comfort, many road trippers forget about another essential: power. Phones and electronics are great for navigation and passing the time, but only as long as their batteries hold out.

Without car chargers, you may have to stop to get a charge or overpay for a car charger along the way. If you can, it’s best to bring at least one charger as well as a backup.

With the right attitude and materials, road trips can be a fun way to get from point A to point B. Avoid finding yourself in a pinch, and pack these essentials before setting out on your next adventure.