D. Brandon Feco

NMLS#: 01883349

February Newsletter

KNB Capital, Inc.

30721 Russell Ranch Rd Suite 140
Westlake Village, CA 91362

5 Easy Ways to Organize and Create Space in Your Home

Your home
Organizing your home doesn’t have to be a KonMari-style exercise in determining which objects bring you joy. It can be a practical process designed to clear out items you no longer use or need so you can better enjoy your living space. Easy organization is something of a contradiction in terms, as there is certainly effort involved, but it needn&rsquo...

Organizing your home doesn’t have to be a KonMari-style exercise in determining which objects bring you joy. It can be a practical process designed to clear out items you no longer use or need so you can better enjoy your living space.

Easy organization is something of a contradiction in terms, as there is certainly effort involved, but it needn’t be overwhelming. Here are a few ways to organize and free up space without undue stress.

1. Declutter Room by Room

While this will take time and effort, it’s not as hard as you might imagine when you approach it in the right way — decluttering in bite-size chunks. One great option is the “clean sweep” strategy, where you empty a room of all its contents and then separate items into trash, donate, and keep piles. 

If this is too much to tackle at once, focus on one area that represents significant clutter, such as a closet, a cupboard, or the desk or counter surface in your home that acts as a catchall.

2. Get the Right Organizational Tools

A major hallmark of organization is having a place for everything and everything in its place. Part of this depends on you taking the time to put things away when you’re done using them, but it also starts with compartmentalizing your space.

Suitable compartments could include everything from bookshelves and rolling carts to drawer organizers and stackable bins to filing trays and magnetic spice jars. A range of storage types and sizes will help to keep your home organized and free of clutter, helping to increase usable space.

3. Use Tracking Software

When you are organizing, using a label maker can help you keep track of where items are stored so you can find them later. However, if you’re looking for something a bit more high-tech, consider a simple app like Scan Your Boxes.

Designed for moving boxes but great for general home use, this app allows you to print out QR codes to attach to boxes and bins, complete with options to add pics and notes about the contents. Just scan the QR code to see what’s in a box without pulling it from the stack.

4. Add Hidden Storage

Simultaneously organizing clutter and making more space is made easier with hidden storage solutions. Hollow ottomans can double as storage when you use them to store throw blankets or magazines. Underbed storage is great for keeping clothing and shoes out of sight. 

Even your dining table could feature shelves or drawers designed to store serving plates or table linens.

5. Take a SMART Approach to Organization

It’s easy to get overwhelmed when it comes to cleaning and organizing your space. A good way to get started and stay on track is by setting SMART objectives. SMART, often used in the business setting, stands for specific, measurable, achievable, relevant, and time-bound. In this case, it’s a way of organizing your organizing tasks.

A specific goal might be to organize and make space in your home office. Your standard of measurement could include a floor that’s free of clutter, shelves that aren’t overflowing, and a desk surface that isn’t entirely obscured by stacks of mail and documents.

From there you can break down achievable goals like clearing your desk, knowing that the relevance is having a usable workspace. Schedule time for your task, such as the upcoming weekend. 

That’s SMART in a nutshell, and it can help to make your home organization more manageable and keep your motivation high.

A Step-by-Step Guide for Creating an Investment Plan that Works

Finances
Investment plans are a valuable part of life. They enable you to set yourself and your family up for future success by protecting your finances. Here’s a helpful step-by-step guide for creating an investment plan that works. 1. Evaluate Your Current Financial Situation You want to begin by assessing your current financial situation. In doing so, you...
This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

Investment plans are a valuable part of life. They enable you to set yourself and your family up for future success by protecting your finances.

Here’s a helpful step-by-step guide for creating an investment plan that works.

1. Evaluate Your Current Financial Situation

You want to begin by assessing your current financial situation. In doing so, you can get a good idea of how much you can contribute to investing.

Of course, the more you invest, the better off you’ll be long-term, but your investment efforts shouldn’t compromise your everyday needs. Otherwise, your life will be out of balance, and your present financial demands could suffer.

Start with a budget that tracks your disposable income every month once you’ve paid your expenses and put money in an emergency savings fund.

2. Outline Your Financial Goals

Everyone’s financial goals are different. Some people want to send their kids off to college, while others want to be able to retire early.

Your investment goals could include anything from buying a new car in five years to retiring on the island of Malta at age 60. Regardless of your specific goals, consider them carefully so you can create a workable timeline.

How quickly will you need the funds you invest? How much time do you have to reach your goals? Outlining the timeline of your goals will help inform the amount you need to invest in order to achieve them.

3. Determine Your Risk Tolerance

Just as everyone’s financial goals are different, so too is everyone’s level of risk tolerance.

As a general rule, the younger you are, the more risk you can take because you have more time to recover your portfolio from any losses. If you’re starting your investment plan later in life, it may be a good idea to pursue safer investments.

4. Select Where You Want to Invest

Here’s the step you’ve likely been waiting for: where you’re going to invest your hard-earned money.

You can choose from various investment accounts, such as 401(k) plans and Roth IRA accounts. You can even invest in physical items like art and real estate.

Wherever you choose to invest, make sure you diversify your portfolio. Remember that old saying about not putting all your eggs in one basket? The same theory applies here. The more you diversify, the lower the investment risk.

5. Watch Your Investments

After making your investments, the next step is to monitor them.

Investing is a long-term game, so you don’t necessarily need to review the health or performance of your accounts and assets on a daily basis. But you should check in every so often to see how your investments are doing. That way, you can determine whether you need to reallocate or rebalance.

Investing Is Worth the Work

Don’t let the learning curve that comes with investing get you down. You’re learning a new system, and it will take time. But the more effort and education you put into it, the better off you’ll be when it comes time to harvest the fruit of your efforts.

This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

The Greatest Travel Trends in 2023: Here's What to Expect

Personal Interest
2023 is shaping up to be quite the year for travel. We’re still making up for all the lost time caused by COVID-19, but the way people plan to get away this year is looking a bit different. If you’re looking to take a modern vacation in 2023, have a look at some of the year’s biggest travel trends. A Different Kind of Destination Inspirati...

2023 is shaping up to be quite the year for travel. We’re still making up for all the lost time caused by COVID-19, but the way people plan to get away this year is looking a bit different. If you’re looking to take a modern vacation in 2023, have a look at some of the year’s biggest travel trends.

A Different Kind of Destination Inspiration

In 2023, people will draw inspiration for their travel plans from places that are rather different than usual. Some will book trips based on the filming locations of their favorite shows. That situation refers to a trend called set-jetting, which first began in 2022. It will only grow in 2023 as people continue to look for unique vacation spots with special connections.

A Focus on Luxury

A lack of vacation time during the height of the pandemic seems to have given many the desire to treat themselves and the extra funds to do it in 2023. An uptick in spending on vacations is noticeable and set to continue through 2023. That means longer and more luxurious vacations with more splurging involved.

Temporary Digital Nomads

The explosion of remote work brought on by the pandemic is causing many to drastically shift their lifestyles. A lot now choose to live wherever the wind takes them, so long as there’s Wi-Fi. 

But not everyone is ready for this kind of commitment. Some are still curious about being a digital nomad and a little uneasy about entirely upheaving their lives in 2023. Thus, they will be testing the waters by taking extended trips while still logging into work. 

Seeking Fulfillment

A vacation can be fulfilling all on its own, but some travelers will be looking for more than that in 2023. In a world that has constantly been changing over the past few years, anxious individuals are looking for new views and paths to inner peace. In 2023, many of them may hope to find it on a wellness retreat, transformative getaways that are growing in popularity as of late.

More Conscientious Travel

The average traveler has become more aware of their impact on the world around them, which has led to a focus on reducing waste in every aspect of travel. Particularly, travelers are focusing on their means of travel and the food they eat. As a result, train trips will be bigger in 2023, and so will zero-waste dining experiences.  

Staying in the States

International trips will, of course, remain a big part of travel in 2023. However, there may still be some residual unease from the pandemic that will keep travelers a bit closer to home this year. Many trips will take place right here in the U.S., which means that crowds will be even bigger than usual in some of the most popular spots. If you plan on heading to any of them, book well ahead to avoid large gatherings and keep yourself healthy.

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