D. Brandon Feco

NMLS#: 01883349

May Newsletter

KNB Capital, Inc.

30721 Russell Ranch Rd Suite 140
Westlake Village, CA 91362

4 DIY Home Improvement Ideas to Make Your Home Pet-Friendly

Your home
If you have a pet, you know how much their sweet demeanor and positive energy can contribute to a household. Though most dogs, cats, and other common house pets are good at adapting to their surroundings, there are a few steps you can take to make your home safer and more welcoming to your pet. Let’s take a look at four of the best home improvement id...

If you have a pet, you know how much their sweet demeanor and positive energy can contribute to a household. Though most dogs, cats, and other common house pets are good at adapting to their surroundings, there are a few steps you can take to make your home safer and more welcoming to your pet.

Let’s take a look at four of the best home improvement ideas you can do yourself that can optimize your home for pet ownership. No matter what kind of pet you have, they’re sure to appreciate these small gestures that go a long way.

1. Choose a Safe and Protective Fence

If you have an outdoor space where your pet is allowed to roam, choosing the right fence is crucial. Your fence should be high enough that your dog or cat can’t leap over it and flat enough on the top that your pet won’t hurt themselves if they try.

Additionally, it’s important to make sure your fence is installed firmly into the ground so your pet can’t dig underneath and escape or damage the fence from the bottom. Dogs, in particular, are known to dig under fences, so any material that’s weak or sharp could cause issues for your dog’s safety.

2. Make Your Home Accessible for Small or Aging Pets

Many pets are big and strong enough to get themselves around your home with ease and access any furniture items they’re allowed on. However, for pets of a smaller size or with reduced mobility due to age or illness, some additional help may be needed to fully reach every area of the home.

Adding small ramps in key locations such as right next to the couch, beside the bed, or up the stairs can allow smaller pets and pets with joint problems to climb to their favorite spots without having to jump or strain themselves.

3. Prioritize Pet-Friendly Landscaping

Many types of pets enjoy exploring their fenced outdoor space, and dogs in particular need their outdoor time to get some energy out, relieve themselves, and take in all of the interesting smells found in the outdoors.

There are several ways you can optimize your pet’s outdoor experience and create a beautiful landscaping design at the same time.

Add aesthetically pleasing features to your landscaping such as pathways, trees, and shrubbery to keep your pet interested during their outdoor time, and have a clearly designated area for your pet to do their business. Make sure that none of the plants in your yard are poisonous to animals.

4. Create a Safe Space for Your Pet

Pets are happiest when they have a space in the home all to themselves that they can visit if they want to, especially when things in the home are chaotic due to visitors or other commotion. Transform that unused closet or corner into a cozy sanctuary for your pet and they will love hanging out and resting there when they need some quiet time.

Why NFTs Are the Next Big Investment Craze for Millennials

Finances
They say a picture is worth 1,000 words, but these days, a picture can be worth thousands of dollars. NFTs (short for "Non-Fungible Tokens") are like digital trading cards. Each one features some unique piece of digital art, with some selling for as much as $69 million. Millennials have been at the forefront of the "crypto" craze for some time. According to...
This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

They say a picture is worth 1,000 words, but these days, a picture can be worth thousands of dollars. NFTs (short for "Non-Fungible Tokens") are like digital trading cards. Each one features some unique piece of digital art, with some selling for as much as $69 million.

Millennials have been at the forefront of the "crypto" craze for some time. According to a 2021 survey, 40% of millennials have invested in cryptocurrency.

Why are millennials so invested in NFTs? What does that mean for the future of investing?

What Are NFTs?

A cryptocurrency is a form of digital currency, unregulated by any central authority. Instead, users trade cryptocurrencies using a network of computers known as a "blockchain."

NFTs differ from other forms of cryptocurrency in that each one is unique. While every Bitcoin is the same, each NFT features a one-of-a-kind image, like a piece of virtual art. 

This uniqueness means that every NFT is a collector's item, adding to its allure and value.

Why Millennials Love NFTs

Millennials don't exactly have a history of investing. Born between 1981 and 1996, many of these young adults came of age during the scandals of the early 2000s.

Despite this, millennials have gravitated toward NFTs. In November of 2021, NFT marketplace OpenSea exceeded $10 billion in total volume.

Financial experts point to several driving factors:

1. Sustainability

It's not for nothing that many NFTs support sustainability initiatives. For example, proceeds from Ellen Degeneres' World Central Kitchens NFTs support a food bank. The NFT project Blazed Cat supports mental health initiatives.

Data shows that 95% of millennials want their investments to make a difference. NFTs represent the latest form of "impact investing," where money isn't the only goal.

2. Profitability

Despite these noble aims, it's impossible to deny the siren song of huge gains. For example, if you bought CryptoPunk #8348 in 2017, your bill was $456. Today, the same NFT is worth an estimated $171 million.

These rapid gains are hard to ignore, especially for those who struggle with student debt or unemployment. NFTs represent another form of investing that promises greater gains than traditional stocks.

3. Novelty

Finally, there's a novelty to NFTs. After all, each one is a one-of-a-kind collector's item.

Cooper Turley, age 26, spent $10,000 in NFTs last year to use as gifts. He believes that “NFTs as gifts will have novelty for the next few years.” Whether as gifts or personal investments, the relative newness of NFTs adds to their trendy appeal.

Moving Toward Web3.0

NFTs are not without risk. Digital currency can leave investors vulnerable to hacking. One investor recently lost $2.7 million to a hacker who gained control of their "bored ape" NFT collection.

Still, the enthusiasm of millennial investors is likely to continue with Generation Z and beyond. As Web3.0 ramps up, we'll see an increased reliance on blockchain networks. NFTs are here to stay.

This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

The Top 4 Cruise Destinations in 2022

Personal Interest
As a result of the coronavirus pandemic, many cruise lines were forced to shut down or suspend operations for a while. But as the world starts getting back to normal, many cruise lines are offering super low prices to attract new customers and help bounce back after the pandemic, making 2022 the perfect year to set sail on the high seas. Whether traveling ...

As a result of the coronavirus pandemic, many cruise lines were forced to shut down or suspend operations for a while.

But as the world starts getting back to normal, many cruise lines are offering super low prices to attract new customers and help bounce back after the pandemic, making 2022 the perfect year to set sail on the high seas.

Whether traveling alone, with your spouse, or with your whole family, here are four of the top cruise destinations to travel to in 2022.

1. Indonesia

Have you ever dreamed of snorkeling on a secluded island? Or going for a dip under a picturesque waterfall? If so, it's hard to find a better vacation destination than Indonesia.

Home to some of the best beaches and jungle views in the world, there is no shortage of things to do or places to see in Indonesia. With thousands of islands waiting to be explored, you could visit Indonesia several times and never see the same place twice.

2. Australia

Australia is another dream destination for many travelers due to its breathtaking scenery, both on land and underwater.

Although other places have coral reefs to snorkel around, Australia is home to the famous Great Barrier Reef — the largest coral reef system in the world and one of Earth's seven wonders. Australia is also home to wildlife that you can't see anywhere else.

This is a destination you don't want to miss out on! Due to environmental threats to the Great Barrier Reef, you should visit as soon as possible while you still have the opportunity.

3. Italy and Greece

Mediterranean cruises are unique because they usually dock in several different countries, giving you a little taste of the different cultures in the area. However, if you want to explore the Mediterranean, make sure Italy and Greece are on the itinerary.

These two countries are coveted cruise destinations since they combine thousands of years of history and culture with delicious food and a lively atmosphere. Whether you crave adventure, romance, relaxation, or an authentic fine dining experience, you'll find it along the Mediterranean coast.

4. Iceland

Most people don't think of Iceland when they think of cruises, but they should! Despite its name, Iceland boasts a wide variety of lush natural scenery to lose yourself in.

You can stop by the hot springs for a one-of-a-kind relaxation experience, go fishing, or try to spot the majestic humpbacks and orcas that frequent the ocean. In short, Iceland is a paradise for any nature lover.

There is no shortage of natural wonders in Iceland. Visitors can enjoy the breathtaking waterfalls, fjords, and mountains that stretch to the sky. Iceland is also near several other European countries that you can travel to and explore while you’re there.

No matter what cruise destination you decide on, remember that the journey is as much a part of the adventure as the destination. With plenty of food, drinks, and onboard entertainment, there's no better time to set sail!

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