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Today's Rates
(Based on National Averages)
30 Yr Fixed 6.35%
15 Yr Fixed 5.92%
1 Year ARM 5.17%
Fed Reserve Prim 5.00%
30 Yr Treasury Bond 4.53%

>> Standard Documents

ID:  Copies of Drivers Licenses and Social Security cards

INSURANCE: Contact information for your agent.

INCOME (often reduced): 

  • WAGE/SALARY: 30-consecutive-days paystubs, most recent 2-years W2s
  • COMMISSION: In addition to above, personal tax returns for the previous 2 years
  • SELF-EMPLOYED: Most recent 2-years business licenses & business tax returns (if returns separate from personal).
  • RETIRED: Most recent Pension/Social Security award letter(s), 2 years 1099s

ASSETS/RESERVES (often reduced):  Two-consecutive-months most recent bank statements on all accounts (important---all pages for each statement)

PURCHASE: Copy of purchase contract.