Austin Herbert

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August Newsletter

Lighthouse Lending

300 South Main Street, Suite 212
Holly Springs, NC 27540

5 Tips for Planning the Ultimate Pool Party

Your home
There’s nothing better than a pool party with family and friends on a hot summer day. The social element, time outside, sunshine, and fresh air are not just fun but are good for your health. Best of all, pool parties cater to people of all ages and from all walks of life. Thinking about planning a pool party? Here are five tips to make it great. 1. K...

There’s nothing better than a pool party with family and friends on a hot summer day. The social element, time outside, sunshine, and fresh air are not just fun but are good for your health. Best of all, pool parties cater to people of all ages and from all walks of life.

Thinking about planning a pool party? Here are five tips to make it great.

1. Keep Safety in Mind

Even for experienced adult swimmers, safety is important at your pool party. Make sure that your deck has no damage or worn-down spots that make it extra slippery. Ensure that the pool water has proper treatment levels and that there are no hazards in the pool itself.

If there are kids at the party, it is everyone’s responsibility to ensure they are not left by the water unsupervised. The last thing you want is for a guest to get hurt while at your party.

2. Take Advantage of Summer Decor

One of the best ways to take your party up a notch is to invest in summer decor. Think about renting some tiki torches, stringing a few lights, or putting up temporary paper decorations. If you are inviting kids, you can even create a station to let them contribute to the decor in their own creative way.

The right amount of decor will make your space feel inviting and fun and will boost the vibe of your event.

3. Pick a Theme

Give your guests some direction by picking a theme for your party. A theme helps people know what to wear, what to bring, and what to expect. It can also be a great way to have extra fun with themed outfits, food, and games. Here are a few ideas for a themed pool party:

  • Pirate
  • Fiesta
  • Beach
  • Nautical
  • Sea animal
  • Tiki
  • Mermaid

There’s no right or wrong theme for a pool party; it is your event! Feel free to get creative and encourage your guests to participate.

4. Plan Your Playlist

No pool party is complete without a great playlist. The right music sets the tone, makes people comfortable and provides a fun atmosphere.

You know your guests, so try to consider their interests when you're planning your list. It’s also a good idea to make an extra long list because you never know how long your guests will stay.

5. Stay Hydrated

When your guests are having fun, it can be easy to forget to hydrate. Under the hot summer sun, many people don’t realize how dehydrated they are until it becomes a problem. Encourage your guests to hydrate by making it easy.

Set up a hydration station with flavored water or water bottles, and remind people to drink throughout the day.

Following these tips will help ensure that your pool party is a success, but don’t forget to have fun! Planning a pool party should not be a stressful event; the point of the party is to relax and have fun. Put a little effort in, enjoy the company of your guests, and your party is sure to be a success.

Crypto Crash: Why Is It Happening? 5 Things You Should Know Right Now

Finances
The cryptocurrency market has been bleeding for some time now, and there is no end in sight. Over $600 billion has been wiped off the total market cap since its peak in January. So what's causing this crypto crash? And more pressing, what can you do to protect your investments? Here are 5 things you need to know right now: 1. The Market Is Overvalued This ...
This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

The cryptocurrency market has been bleeding for some time now, and there is no end in sight. Over $600 billion has been wiped off the total market cap since its peak in January. So what's causing this crypto crash? And more pressing, what can you do to protect your investments? Here are 5 things you need to know right now:

1. The Market Is Overvalued

This truth is perhaps the most obvious reason for the crash. When an asset class is as new and volatile as crypto, it's very easy for prices to get ahead of themselves. And that's exactly what happened. Prices soared to unsustainable levels, and now they're correcting.

2. The Regulatory Environment Is Uncertain

Another big factor weighing on the market is regulatory uncertainty. Governments worldwide are still trying to figure out how to deal with crypto, which has created a lot of uncertainty. And when investors are uncertain, they tend to sell.

3. The ICO Market Is Drying Up

One of the big drivers of the crypto boom was the ICO market. Startups were raising millions of dollars in hours, and investors were eager to get in on the action. But the ICO market has cooled off considerably, taking some wind out of crypto's sails.

4. There's Too Much Hype

Crypto is often compared to the dot-com boom of the late 1990s. And there's a lot of truth to that comparison. There was a significant hype back then, and investors were getting caught up in a frenzy. The same thing is happening with crypto now. Prices are being driven by speculation, and that's never a good thing.

5. The Bottom Could Be In

Finally, it's worth mentioning that the crypto crash could be a case of prices bottoming out. We've seen this transpire before and may be seeing it again now. So if you're considering buying crypto, now might be a good time to do it. However, this isn't financial advice, and you should always do your research before investing.

Protecting Your Investments

If you're worried about the crypto crash, you can do a few things to protect your investments:

Diversify

Don't invest your cash into one asset class. You could lose everything if you have all of your money invested in crypto, and it crashes. So it's important to diversify your portfolio and invest in other asset classes.

Keep a Long-Term Perspective

It's equally important to keep a long-term perspective. Cryptocurrencies are still a new and emerging asset class and will be very volatile in the short term. If you're investing for the long run, volatility shouldn't bother you too much.

Don't Invest More Than You Can Afford to Lose

Finally, don't invest more money than you're willing to lose. Crypto is a risky investment, and there's a chance you could lose everything you put in. So only invest what you're comfortable losing.

These are just a few things to remember if you're worried about the crypto crash. Again, this isn't financial advice, and you should always do your research before investing. But if you're looking to protect your investments, these tips should help.

This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

5 Best Beaches to Visit in the U.S. This Summer

Personal Interest
There’s nothing better than planning a trip to the beach during the summer. Whether you are looking for relaxation, want to try a new water sport, or plan to spend some time swimming, the beach caters to all interests. The U.S. is home to thousands of miles of coastline, offering a variety of beaches to choose from. Here are five of the best beaches t...

There’s nothing better than planning a trip to the beach during the summer. Whether you are looking for relaxation, want to try a new water sport, or plan to spend some time swimming, the beach caters to all interests.

The U.S. is home to thousands of miles of coastline, offering a variety of beaches to choose from. Here are five of the best beaches to visit this summer.

1. Zuma Beach

Located in Malibu, about 20 miles west of Los Angeles, Zuma Beach offers the public two miles of prime beach real estate. It has strong surfing waves most of the season and is also known for its wildlife.

Whale sightings are not uncommon on Zuma Beach. After a day on the beach, Malibu offers everything you need to finish out your trip, including ample opportunities for dining and shopping.

2. Clearwater Beach

Florida is home to some of the best beaches in the country. Clearwater Beach is located in Clearwater, Florida, just outside of Tampa. The beach is one of the most diverse in the area and is great for active water fans as well as those looking for relaxation.

Both locals and visitors frequent the beach for water activities such as paddle boarding, snorkeling, boating, sailing, and more. The water is calm, so the beach is safe for kids as well. There are many spots to rent a cabana or umbrella, so the whole family can be comfortable for the day.

3. Assateague Island

Located west of Maryland, Assateague Island is home to several unique beaches that make for a great weekend getaway or extended vacation. The island is known for the beautiful wild horses that live there, which can even be seen trotting along the water.

Of course, there are plenty of opportunities to stretch out and enjoy the calm waters and sun. Adventure seekers can spend an extended stay on the island with ample opportunities to set up camp overnight.

4. Wailea Beach

If you’ve wanted to plan a beach trip to Hawaii, add Wailea Beach to the list. Located on the island of Maui, Wailea Beach offers beautiful scenery and clear water that you can only find in Hawaii.

The smooth sand and lush tropical plants create a truly serene experience that is perfect for unplugging and relaxing for the day. The beach is visited by travelers from around the world but has not been known to experience overcrowding.

5. Cannon Beach

The pacific northwest doesn’t always make the top beaches list, but you should not overlook Cannon Beach in Oregon. The beach is four miles long and features incredible views with tons of wildlife. Visitors flock to the Haystack Rock, an impressive 235-foot boulder that rises above the ocean’s surface.

While the water usually isn’t warm enough to swim in, this is a beautiful beach to spend an afternoon taking in the views and fresh air.

These are just a few of the wonderful beaches in the U.S. Whether you are looking for an adventure-packed trip or a relaxing escape, you can find what you are looking for at these beaches.