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May Newsletter


Finances - Polishing Up Resumes

At a time like this, it's never too late to improve your already existing resumes. As the demand for savvy and unique people such as yourself, employers are constantly searching for new candidates that stand out from the others. To do so, you'll need a few tools and tips to create the 'perfect' resume, that'll make you outshine the competition.

Format Your Resume Wisely - Do the Hiring Manager's Work for Them: No matter how well written, your resume won't get a thorough reading the first time through. Generally a resume gets scanned for 25 seconds. Do the work for them! Use a logical format and wide margins, clean type and clear headings. Use bullets, and selectively apply bold and italic typeface.

Identify Accomplishments not Just Job Descriptions: Hiring managers, especially in technical fields like engineering, seek candidates that can help them solve a problem or satisfy a need within their company.
- Focus on what you did in the job, NOT what your job was - there is a difference.
- Include a one- or two-line job description first, then list your accomplishments.
- Accomplishments should be unique to you, not just a list of what someone else did.

Cater Your Resume for the Industry: Unlike advertising and design professionals, who have greater creative license in designing their resume for those fields, your accomplishments, error-free, grammatically-correct writing, along with clean, crisp type will make the impression for you.

This article is for information, illustrative and entertainment purposes only and does not purport to show actual results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular investment action.

Your Home - Home Security

Nowadays, with what is going on around the world, and with dangerous things such as crime, have you taken the step to protect your home? It is vital to make sure you take the proper safety precautions to protect your home against burglary and theft. Below are some ideas and tips for you to get YOUR HOME secure.
  • If you have someone in your area that you trust (a friend or family member) have them stop by your place occasionally, just to check up on it while you are away.
  • Get a security system that preferably has the option for automatic timers so that you can arrange for specific lights to turn on at preset times. This can act as a deterrent and keep thieves away.
  • This tip might seem like common sense, but it should be said, because with the hustle and bustle that often accompanies the base security of your home (especially when paired with traveling), it can be easily overlooked: lock up your home and keep valuable object out of plain sight. Before leaving, double-check to make sure that all windows and doors are securely locked. Also, make sure that valuable items are locked away and not visible to people that may be able to see into your home.
  • Lastly, make sure you take all the kids with you! It may not seem as though this is a way to protect your home but it is - we've all seen Home Alone - some damaging things can occur when a child is left alone. In addition, forgetting a valuable member on the family trip can put a damper on the vacation you planned.

While these tips may be simple, they can also be easy to forget. Take some time to double-check everything and anything.

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Credit report review checklist

Use the following worksheet to review each section of your credit report



Carl E Guzman, CPA, President, NMLS #65291
Greenback Capital Mortgage Corp., NMLS #5668
P: 201-837-6400
F: 201-837-8842
e: ceg@greenbackcapital.com

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