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Search: "Payments"

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Asked 05/15/2006 01:09 pm CT (Dubois, WY)

Is there any possible way that a person applying for refinance on a mortgage would be allowed to use "another person's income to qualify" (say like an ex-husbands), without that person (the ex-husban) being responsible for making the loan payments, should the loanee not make payments? Or does offering your income for qualification on a mortgage automatically make you responsible for the loan payments, even though your name is NOT on the property that is financed?

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Candis, If you put someones name on the application to be considered for financing then if its ap...

[ Total Answers: 1 ]

 
 

Asked 04/24/2006 05:23 am CT (Grand Rapids, MI)

Does paying your utility bills late negatively affect a credit score? I always pay the mortgage and credit card payments on time, but sometimes the utility and cell phone bill may be a bit late. Just wondering.

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You're doing the right thing. Always pay the mortgage first. Only pay your utilities first if someth...

[ Total Answers: 2 ]

 
 

Asked 04/06/2006 09:16 am CT (Rochester, NY)

I plan on paying off my mortgage by May1st. I have not made the April 15th payment, but the mortage payments are up to date. I just received the payoff data. I owe $108,473.61 but the payoff is $109534.14. How can the payoff be more than the loan balance ? Thank You for Your Time

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Ron, That quote inludes the interest for April. A mortgage always charges you interest for the las...

[ Total Answers: 2 ]

 
 

Asked 03/20/2006 08:03 am CT (Portsmouth, VA)

My mortgage company has been offering me a program I pay my mortgage in two payments a month instead of one. What is the advantage or disavantage

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Hi Bill, This is a bi-weekly payment option. They are great tools to helping you pay down your loan ...

[ Total Answers: 2 ]

 
 

Asked 03/15/2006 03:45 pm CT (nadiada3@aol.com, FL)

i refinance a property and took out the equity and bought another house the loan i thought i got was interest only for one year and then adjustable afterwards but it wasent . Tthe interest adjusted the next month on the both property and i owe now more than I payed for the property .im afraid I'll run into difficulties because we are just paying minimum payments and the balance is added on to our amount owed what to do

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Hello, It sounds like you have the Option ARM Loan. This is not a great loan if you’re not educated...

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Asked 03/04/2006 05:21 am CT (wilkes-barre, PA)

i would like to find out the payments due on my account also make a payment on line can you help me bring my account up to date i would appreciate it very much a payment is due now#0028951149

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Asked 03/01/2006 06:35 pm CT (Greenville, SC)

I have a mortgage balance of $92679.55 at 6%. I pay a payment of $584.57 (principal & interest) each month with a extra payment the same amount. So I make 13 payments a year. I can't seem to figure out how many years it will take to pay it off. Thank you, Kim

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I would be happy to provide you with an amortization schedule. The question really is: How many ye...

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Asked 02/23/2006 02:18 pm CT (Laredo, TX)

What happens when a loan is sold and the payments skip a month? That is, the new mortgage company starts their billing cycle and we have paid on time, but the old mortgage company says that we owe them the month that was due during the sale? Apparently, the old mortgage company paid our monthly mortgage bill in advance to the new company without telling us. Now, they want us to pay them what they paid the new company in advance. Any help???

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Hi Robert, As a consumer you have many rights that you potentially do not know about. When a loan is...

[ Total Answers: 2 ]

 
 

Asked 02/16/2006 04:07 am CT (Pittsburgh, PA)

We are purchasing a home in Hawaii which our sone will live in. We got the mortgage for him because he has bad credit. He will be on title but not on the mortgage. He will be making the payments. Can he take all the tax credit since he is making the payments?

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