BestInMortgage.com Post Your Mortgage Question Find mortgage expert in your area
You are not logged in. Login here. Not a user? Sign Up
Email: Password:
 
Search by Mortgage Terms: Ask My Question


Search: "Mortgage"

Pages:  1 
 
 2 
 
 3 
 
 4 
 
 5 
 
 6 
 
 7 
 
 8 
 
 9 
 
 10 
 
 11 
 
 12 
 
 13 
 
 14 
 
 15 
 
 16 
 
 17 
 
 18 
 
 19 
 
 20 
 
 > 
 
 
 

Asked 04/01/2008 09:18 am CT (Milwaukee, WI)

I want to turn my mortgage and title over to my mom because I got a better job offer in South Carolina and I do not want to worry about property in another state. How do I proceed with this?

Keywords:
            

Mo, the way to do this is refinancing the property or selling the property to her.If you provide me ...

[ Total Answers: 1 ]

 
 

Asked 04/01/2008 08:34 am CT (Virginia Beach, VA)

my brother and I bought a house a little over 2 years ago. I there after got married and moved out. I have been out for about 1.5 years and now the house in starting in forcloser. He refuses to sell and the only why he said to get it caught up is if i sign a "mortgage adjustment". I have been trying to get off the house for over a year. I need to know if there is anything i can do? I work hard to clean and keep my credit clean but this is downfalling me.

Keywords:
              

 
 

Asked 03/30/2008 07:22 pm CT (Shakopee, MN)

I filed for chapter 7 bankruptcy last year which was discharged. My boyfriend and I want to get married April 2008 but he wants to buy a home after we get married and would i have to be included on the mortgage loan he gets? We were told it could affect his rates etc., Do you have to apply for a joint mortgage loan if married? Can't he apply as married using just his income and expenses and credit to qualify for a mortgage? I would not be on the loan documents but listed as having an interest in the home. Is this possible?

Keywords:
                                  

 
 

Asked 03/30/2008 06:33 am CT (denham springs, LA)

i owned my lot then built my house before i married. after being married i refinanced.in the refinance papers my wife signed to mortgage any interest she may have had tsaid property "in rem" only, andto waive any homestead exemption rights to which she may be entitled under any louisiana law and any federal laws.this was in exhibit "a".also the exhibit "a". a statement that i was mortgaging the hereinafter described property as my seperate property. my wife signed these papers , is she intitled to anything out of my property?

Keywords:
                  

 
 

Asked 03/28/2008 12:09 pm CT (Baltimore, MD)

My grandfather can't afford his mortgage payments anymore. We are okay woth the thought of foreclosure, but we also have a concern. The situation is that he has land also in the state of Maryland; Can the bank (Washington Mutual) take that piece of land( almost ten acres) if he does go through with foreclosure? Also, besides the consequense of bad credit, what will happen to my grandfather because of the foreclosure?

Keywords:
                  

 
 

Asked 03/27/2008 09:23 pm CT (Toronto, Ontario)

If you have been given the option by your bank to bring your mortgage in good standing, can they withdraw their option before the time frame you have been given by the bank

Keywords:
    

 
 

Asked 03/27/2008 06:14 pm CT (Jacksonville, FL)

My husband and I got divorced. The divorce decree stated I needed to get a mortgage to refinance within 90 days after the final decree. I did get a mortgage. In the process of getting the mortgage I found that my ex had me taken off the mortgages, first and second. He quick deded the property over to me and I am now in the process of getting a warranty deed onthe property. I want to refinance the first mortgage without the second mortgage being involved. I never signed any papers to be taken off the mortgages. I don't know how he did that. Can the second mortgage still hold the property as collateral since he took me off that loan and the property has been quick deeded to me?

Keywords:
                                  

 
 

Asked 03/27/2008 12:32 pm CT (Mountain View, CA)

Can i be held responsible for my aunt who passed away without a will, who had also reversed her mortgage a few years ago. Her property is in foreclosure.

Keywords:
        

 
 

Asked 03/27/2008 11:12 am CT (Pensacola, FL)

I'm divorced but I have been living with my ex in our house for over a year trying to sell it. She wants to refi the house in her name but the appraisal came back less than what we owe. At the time re did the refi the house was valued at $240K we currently owe $192K and the appraisal came back at $185K. Because of the divorce neither of have the money to put down for the down payment. I want my name off the house so I can purchase my own home. My ex wants the house and has already been approved for an FHA loan but the appraisal is too low. Does anyone have any idea how we can work this out. I need my name off this mortgage.

Keywords:
                      

 
 

Asked 03/27/2008 11:02 am CT (Antioch, CA)

I am renting a home in Antioch CA, and would like to know if the mortgage on the house is being kept up to date. I have recently had friends be kicked out of their house because the mortgage was not being kept up to date by the owner and was forced to move. Is there any way I can run a check to make sure this does not happen to me?

Keywords:
        

D, very good question, and it is wise of you to investigate! You might check to see if a notice of ...

[ Total Answers: 1 ]

 
 

Asked 03/25/2008 10:45 am CT (Greer, SC)

How does Fannie Mae Regulations effect my mortgage loan? I was getting 80% financing on a home in Greer, SC (for my daughter) - and our contract with the seller stipulated the Seller pays closing costs. Halfway through the process, the loan person contacts me and says "Fannie Mae has changed their regulations," and all of a sudden I have to pay $2K in closing costs. (This was two weeks ago.) Do you think this is legal and valid? I wasn't financing through Fannie Mae. How is this allowed to happen? He wanted me to sign an addendum to the contract and everything - agreeing to these terms.

Keywords:
                      

 
 

Asked 03/23/2008 09:52 am CT (philadelphia, PA)

how long does it take to obtain a mortgage?

Keywords:
    

 
 

Asked 03/22/2008 04:42 pm CT (marshfield, WI)

I had tried to get a house though mortgage experts, had signed papers for the bank and we were pre qualified for the loan, 2 days before closing they told me and my girlfriend that we werent accepted because i am on a commision based income, 2 weeks later i got a letter stating i am liable for the 325 dollar appraisal fee. i looked through the papers and it did not state i am liable for this. am i liable for this bill or what can i do to fight it?

Keywords:
                          

 
 

Asked 03/21/2008 09:32 am CT (reading, PA)

We currently have a 30 fixed at 6.5 (103K) and a 2nd mortgage at 7.0 (19K). We have done a lot of improvements to the home and are considering refi. Our estimated home value is @ 300K. We have 7K on a credit card and about 7K in the bank. I also have a personal loan with a balance of @3400. My questions are: we would like to refi to a 15 yr at the best rate and cash out to satisfy the home equity loan and the credit card balances, leaving us with a small bit of money to complete a final home project. We plan to stay in the home for the balance of the 15 yr. mortgage. Our credit is good. Are we in a postion to refi and does it make sense? We really want to reduce the mortgage term and satisfy the loan and credit balances. These seems to be the best way to get to that point. Your thoughts?

Keywords:
                    

shouldi.a debt consolidation loan will take care of your situation but there are some more informati...

[ Total Answers: 1 ]

 
 

Asked 03/20/2008 05:23 pm CT (Lake Elsinore, CA)

I have a fica score of 600+ and I intend to purchase my first home within the next 6 months and I want to get into real estate investing in this down market. Knowing that, my question is; I want to purchase 3 to 5 homes, I want to purchase the home and lease it for a monthly profit, puchase the next one, do the same, up to 5 homes (the last one purchased will be occupied by me) are mortgage companies ok with this? I have found homes as low as 125,000 and rents are $1300 to $1500 for those homes. What do you think?

Keywords:
                          

The short answer is yes...as long as you qualify based on lender criteria. However, it's difficult t...

[ Total Answers: 2 ]

 
 

Asked 03/20/2008 02:50 pm CT (deltona, FL)

I own a home with a 30-year fixed mortgage at 6% purchased in 2004. Mortgage balance is $68,000. How much more principal should I be adding each month to reduce mortgage by 5 years - 10 years or 15 years?

Keywords:
          

If you make a total mortgage payment (exclusive of taxes, insurance &/or PMI) of $475.22, you will p...

[ Total Answers: 1 ]

 
 

Asked 03/19/2008 02:57 pm CT (mcarthur, OH)

i need to know how you deal with a forclosure letter from the goverment after contacting a bankruptcy attorney about this they said that my mortgage was not signed and that there was a loop hole can some one please help?

Keywords:
            

I wouldn't count on that miracle loophole. If you wish to keep the home and can find a way to afford...

[ Total Answers: 1 ]

 
 

Asked 03/19/2008 07:21 am CT (marine city, MI)

I'm in an adjustable rate mortgage at 5.25 due to adj. in may to 4.375 the fed just dropped interest rates again after i received a notice from my mortgage co. of the change will my rate adj. even more before may.

Keywords:
            

ARMs adjust based on a index such as LIBOR or CMT plus a margin (index + margin). Find out which ind...

[ Total Answers: 1 ]

 
 

Asked 03/18/2008 01:36 pm CT (Orlando, FL)

i refi'd last year and have taxes and insurance escrowed. I want to take over the paying the taxes and insurance and not use escrow. My lender told me i would have to refi to change it so i did not use an escrow account. Can mortgage escrow accounts be modified or not used without refi'ing again.

Keywords:
                

 
 

Asked 03/18/2008 11:13 am CT (london, British Columbia)

my dad is looking to get my mum's name off the mortgage deeds, is there a charge to do that and how would he go about doing it?

Keywords:
    



Pages:  1 
 
 2 
 
 3 
 
 4 
 
 5 
 
 6 
 
 7 
 
 8 
 
 9 
 
 10 
 
 11 
 
 12 
 
 13 
 
 14 
 
 15 
 
 16 
 
 17 
 
 18 
 
 19 
 
 20 
 
 >