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Asked 09/04/2006 08:39 pm CT (Waynesboro, PA)

I filed a chapter 13 bk in April of 2005. I have been having problems keeping up since I have a bk payment and mortgage payment. I am one month behind on my mortgage, but trustee payment is on garnish so they always get it. I have tried several times to refiance and get out of the bk but since I am one month behind, seems like no one will help me. I have a manufactered home on a permanent block foundation that was fha approved. Any advice as to who would refiance for me? I owe about 118,000, would like to refinance at 130,000 and my home appraises for 165,000

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Asked 08/07/2006 07:55 am CT (lawrenceburg, IN)

I am considering chapter 7. I am 3 months behind on my house payments. Will I be able to keep my house?

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Hi Jennifer, You should be protected from losing your house under bankruptcy protection. However...

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Asked 04/20/2006 07:07 pm CT (Macon, GA)

My husband & I bought a house about 9 years ago and had a VA loan. In 2000, we filed bankruptcy (Chapter 7) and included the house in the bankruptcy. Can we use the VA on another home loan now? We are currently renting. If so, how do we go about it?

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If you have reestablished your credit after the BK 7 you should be able to use your VA eligibility. ...

[ Total Answers: 1 ]



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