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Krista DiLorenzo Asked:

I am a first time buyer. I am looking to buy a coop. I have a 570 credit score, but the same steady job for 8 years. No judgments, bankruptcy, etc.. I've been paying all my bills on time for the past year. Will I be able to get a mortgage? [New York NY]

01/27/2009

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Answer Provided by: Danny S. Kim [02/25/2009]
 

You will likely need to improve your credit scores. Pay down credit card balances and dispute incorrect negative items. Try http://www.lexingtonfs.com/ and enter LexID #5308 for preferred rates. Good luck.

 
 
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Answer Provided by: Danny S. Kim [02/25/2009]
 

p.s. - FHA loans are typically easier to qualify for...